Teachers' Retirement Systems of Alabama

877.517.0020 | rsa-al.gov

Nearly all UAH employees are required to participate in Teachers' Retirement Systems of Alabama (TRS) defined-benefit retirement plan. The amount of retirement income for eligible employees is determined by the number of years of participation, the average final salary (using the best three out of the last ten years) and the option chosen by the individual at the time of retirement.

Required contributions are made up to the $330,000 annual earnable compensation limit.  The limitation only applies to employees hired on or after July 1, 1996.

 Tier 1 Member
Employed prior Jan 1, 2013
Tier 2 Member
Employed after Jan 1, 2013
Contribution Rates Regular Employees - 7.5% Regular Employees - 6.2%
Law Enforcement Officers - 8.5% Law Enforcement Officers - 7.2%
Retirement Eligibility 25 years at any age
10 years of service at age 60

10 years of service at age 62 (56 for law enforcement officers)

30 years at any age (with a 2% reduction for each year from retirement eligibility age)

Retirement Factor 2.0125% 1.6500%
Average Final Salary Average of the highest three years out of the last ten years Average of the highest five years out of the last ten years
Benefit Cap None 80% of Average Final Salary
Retirement Contributions on Overtime Pay Earnable Compensation cannot exceed 120% of base pay Earnable Compensation cannot exceed 125% of base pay
Sick Leave Conversion Yes Yes
Member Handbook Tier 1 and Tier 2 Members

Retirement Counseling

RSA counselors are available Monday through Friday from 8:00 a.m. – 5:00 p.m. to counsel you by phone and answer questions concerning your account. To schedule an appointment with an individual counselor in Montgomery, please call TRSA or visit rsa-al.gov for more information.

Select this link for instructions on how to enroll and access your Member Online Services (MOS) Account through RSA. 

RSA Webinar: Learn what's in store & more for 2024!

Representatives with the Retirement Systems of Alabama (RSA) Field Services Division provided a tailored webinar for UAH faculty & staff offering insight into the Teachers’ Retirement System (TRS) Defined Benefit Plan design and Public Education Employees’ Health Insurance Plan (PEEHIP).  The recorded session will be available through the end of 2024.

Follow this link to view the recorded webinar. Recording password: mVk7ppEu