Blue Cross Blue Shield of Alabama
Access Plus Dental

Online: myBlueCross | ID Cards and Important Contacts | Phone: 800.239.5772

Summary of Benefits

Plan Summary | Dental Expense Claim Form

The chart below summarizes the coverage administrated Blue Cross and Blue Shield of Alabama. For more plan information including limitations and exclusions, please refer to the Summary Plan Description. At all times the master contract is the prevailing authority.

Access Plus Dental BenefitsCoverage
Diagnostic and Preventive Care (Exams and Cleanings) 100%
Restorative Services (Fillings and Root Canals)* 80%
Supplemental  Services (Oral Surgery and Anesthesia)* 80%
Periodontic (Gum Disease)* 80%
Prosthetic (Crowns and Dentures, dental implants)* 50%
Orthodontia ($1,000 lifetime maximum)* 50%
Calendar Yr. Deductible $50 per member, $150 family maximum
Calendar Yr. Max (In Network and Out-of-network)

$1,000
(additional $500 for in-network services)
Preferred Dental Providers are available for in-network calendar year max
Dental Waiting Period*
  • 12 month waiting period for late entrants into the plan for restorative (fillings and simple extractions), supplemental, periodontic, and prosthetic services.
  • The waiting period can be waived if you were covered by another dental plan previously and there is no greater than a 63-day break in dental coverage.
  • A certificate of creditable coverage is required to waive the waiting period.
Preferred Providers

Blue Cross and Blue Shield of Alabama's Access Plus Dental network provides access to dental providers throughout the United States.  To find a dentist in the Access Plus Dental network, visit AlabamaBlue.com and click on “Find a Doctor.” Then select “Dentist” as the healthcare provider type, enter your zip code or city/state and choose “Access Plus Dental.”

Open Enrollment

An open enrollment period is held once each year to enroll, drop, or make changes in dental insurance. The open enrollment is usually mid-October through mid-November with changes effective January 1st of the following year. New employees must enroll within the first 31 days of employment. If enrollment does not occur in the first 31 days of employment, they will have to wait until the open enrollment period.