The Consolidated Omnibus Budget Reconciliation Act of 1985 better known as COBRA allows for continuation of health coverage when coverage is lost due to a qualifying event. A qualifying event includes termination of employment, reduction in employment hours, divorce, death, or ceasing to be an eligible dependent under the health care plan. Employees and eligible family members have 60 days from the date of the qualifying event to elect COBRA coverage.

Important COBRA information

COBRA Administrator:
Inspira Financial
Benefits Billing Department
PO Box 953374
St. Louis, MO 63195-3374
844-729-3539
www.inspirafinancial.com

COBRA Quick Reference Guide

 

Monthly Premiums* Single Employee + Dep Children

Family

Blue Cross Blue Shield PPO


Blue Cross Blue Shield HDHP 

  $807.17


  $678.20

  $1,258.56


  $1,029.53

  $1,793.33


  $1,423.10
  Single Employee + One Family

Dental - Blue Cross/Blue Shield

Vision - VSP

$31.44

$8.24 

$61.58

$17.93

$78.68

$28.87
Employee Assistance Program:
     ComPsych

  Emp. + Elig. Dependents
  $1.58		  
UAH Faculty & Staff Clinic  

Employee Only
  $22.10

  

          *Rates as of January 2026 and are subject to change.

 

If you have any questions about your rights to COBRA continuation coverage, you may contact:
UAH Human Resources, Director of Benefits, 102 Shelbie King Hall, Huntsville, AL 35899 or call 256.824.6640.