As we embark upon a new year, I hope that we are all resolving to make our health and wellness a top priority in 2022. UAH is committed to providing benefits and resources to help everyone meet their goals and be the best and healthiest version of themselves they can be! A few reminders as we begin this new year.
BCBS is mailing new Consolidated Appropriations Act (CAA) compliant medical insurance cards to all plan participants. The new cards will display your deductible and out of pocket maximum amounts. For those who currently have coverage, you can continue to use your current card, as the contract number is not changing. New plan participants who have not yet received medical insurance cards can register on myBlueCross by using the applicable group number: (PPO: 79912 or HDHP:97370). You can then locate your virtual ID card and email, text, or print. Attached are instructions on how to obtain insurance information through the BCBS mobile app.
Any insurance changes that you made during Open Enrollment take effect on January 1st. Please remember that all insurance deductibles operate on a calendar year basis, meaning that deductible balances reset on January 1st.
- If you are enrolled in the High Deductible Health Plan (HDHP), you must satisfy your entire deductible balance before insurance begins to pay towards your medical or prescription claims. Your Health Savings Account (HSA) will be loaded with the annual employer contribution upon the January 7th payroll, which can be used to pay for qualified out of pocket expenses. Existing HSA participants can continue to use their existing card. New enrollees will receive a new card through mail from PayFlex. You can make or change your employee HSA contribution at any time throughout the year in the HR Connection portal.
- If you are enrolled in the PPO Plan with a Flexible Spending Account (FSA), the full annual contribution you elected during open enrollment will be loaded onto your FSA card upon the January 7th payroll. Existing FSA participants can continue to use their existing card. New enrollees should have received a new card through mail from PayFlex.
Additionally, UAH offers a self-funded medical insurance plan, meaning that UAH is responsible for full claims liability of all health plan participants. Each of you and your enrolled dependents have a direct impact on how well the plan is operating and premium costs. The attachments contained in this email provide further information on how a self-funded plan works as well as measures that we can all take to help control rising healthcare costs.
Please direct any questions to benefits@uah.edu or contact the benefits office directly.