OPEN ENROLLMENT website 1440x810 092823

2024 Open Enrollment- Your Roadmap to Health

Annual Open Enrollment for medical, dental, and vision insurance, as well as Flexible Spending and Health Savings Accounts, begins on Thursday, October 12 and ends on October 31, 2023, for all benefit-eligible employees of UAH. 

ACTION IS REQUIRED if you want to:

  • Participate in a Health Care Flexible Spending Account (HCFSA)
  • Participate in a Dependent Care Flexible Spending Account (for childcare expenses- DCFSA)
  • Make your own contributions in your Health Savings Account (HSA)
  • Make changes to your existing insurance elections for medical, dental, or vision insurance

NO ACTION IS REQUIRED if you do not want to make changes to health, dental, vision, life, or disability coverage.   You will keep your current benefits and these coverage(s) will rollover as-is effective January 1, 2024.  

Changes outside of Open Enrollment can only be made if there is a qualifying life event.

Open Enrollment Overview

Please refer to the links below for detailed information.

2024 Enrollment Presentation

2024 Benefits Guide

Document Library

2024 Open Enrollment Newsletter

Health Plan Comparison

The comparison matrix as well as other considerations outlined on the FAQs can to help you determine which health plan would be the best for you and your family.

PPO_HDHP PLAN COMPARISON

HDHP with HSA Overview

HDHP with HSA FAQs

HSA Consideration for Medicare Employee Employees

What's Ahead in 2024

We have some exciting new changes and enhancements for employee benefits for the 2024 plan year.  We are pleased to announce there will be NO RATE INCREASES for the HDHP Health, Dental, Vision, Life, or Disability Insurance Plans! Please review the information below for a brief highlight of some of our plan changes.  More detailed information is available within the Open Enrollment newsletter and Document Library above.

Plan Changes and Enhancements
    • Removal of Salary Banded PPO Plan Premiums 
      • Grandfathering current enrollees
      • Offering a Premium Assistance Program for new enrollees
    • HDHP Deductible Increase (IRS mandated)
    • Pharmacy Benefits will offer two new programs:  Rx Savings Solution and MedsYourWay
    • Tax Savings Account (FSA & HSA) Limit Increase 
    • Expanded Benefits for Autism Therapy and Applied Behavioral Analysis (ABA)
    • New Employee Assistance Program Carrier: ComPsych
    • Increased Vision Benefits for Frame and Contact Allowances
    • Lark Chronic Condition Management Digital Coaching  

         PPO Plan Premium Changes

Plan Summaries and Documents  

Health and Pharmacy

PPO Health - Plan Summary Summary of Benefits and Coverages

High Deductible Health Plan (HDHP) - Plan Summary | Summary of Benefits and Coverages

Summary of Benefits and Coverage Examples- supporting information

Dental and Vision Care

Dental Plan Summary | Vision Plan Summary

*NOTE:  A 12 month wait period may apply for dental late enrollees, review the dental plan summary for details.

Tax Favored Accounts

Flexible Spending Accounts | Health Savings Account | HDHP and HSA FAQs

Voluntary Plans

Identity Theft Protection

Short Term Disability | Decision Tool

An Extended Benefit Waiting Period may apply during the first 12 months of coverage.  See the plan summary for detailed information.

Voluntary Life and AD&D Insurance

Voluntary life insurance requires evidence of insurability (EOI) if an employee applies for coverage more than 60 days after becoming eligible.  Coverage subject to EOI will be effective upon The Standard's approval.

Informational Sessions   

DateTimeLocationDescription

Thursday,

October 12th

12:00-1:00 SSB Room 201 General Session

Friday,

October 13th

11:00-2:00 CTC Exhibit Hall Health and Wellness Fair

Tuesday,

October 17th

11:00-12:00 Zoom Virtual General Session

Wednesday,

October 18th

1:00-4:00

SKH Training 

Room 127

Enrollment Assistance

Tuesday,

October 24th

11:00-12:00 SSB Room 201

PPO Premium Programs:

Grandfathering and

Premium Assistance

Thursday,

October 26th

11:00-12:00 Zoom

Virtual HDHP with

HSA Session

Tuesday,

October 31

10:00-1:00

SKH Training

Room 127

Enrollment Assistance

Benefits Q&A

Remember

  • Action is required to enroll or continue contributions to a tax-favored account.
  • Open Enrollment ends October 31st.