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Health Insurance

Blue Cross Blue Shield of Alabama

UAH offers Blue Cross & Blue Shield medical insurance to eligible employees. The information contained herein provides a brief summary of the UAH Blue Cross plan. Group # 79912. At all times the master contract is the prevailing authority. For a detailed information and exclusions, please refer to your Blue Cross/Blue Shield Summary Plan Description.


Summary of Benefits Jan. 2008
UAH HIPAA Privacy Statement
Blue Cross/Blue Shield HIPAA Privacy Notice
Creditable Drug Coverage Notice-February 25, 2008


Eligibility:
All full-time faculty and staff are eligible for enrollment in the heath insurance program. Coverage is required for all eligible employees. Enrollment must occur within the first 30 days of employment or within 30 days of a family status change (marriage, divorce, birth, death, or loss of coverage). Coverage may begin the effective date of employment or the first day of the following month. Waivers are granted for those who have comparable coverage through another group or individual policy by completing a health insurance waiver form.

Open Enrollment:
Health Insurance Open Enrollment is held in November of each year with changes to be effective January 1st. Individuals wishing to add or delete dependent coverage due to a change in family status (marriage, divorce, birth of children) may do so outside of open enrollment within 30 days of the status change.

Premiums:
Employee and UAH share the cost, with UAH contributing a fixed amount each month toward the single and family contracts. Employee contributions are made from pre-tax dollars meaning no state or federal taxes are paid on premiums.

MEDICAL INSURANCE PREMIUMS FOR 2008 PLAN YEAR

 

TYPE OF COVERAGE

TOTAL MONTHLY PREMIUM

TOTAL

BI-WEEKLY PREMIUM

UAH

PAYS

BI-WEEKLY

EMPLOYEE

PAYS

BI-WEEKLY

Single

$ 337.00

$ 155.54

$ 136.55

$  19.00

Family (salary less than 20k)

$ 794.00

$ 366.46

$ 298.45

$  68.00

Family (salary 20k – 40k)

$ 794.00

$ 366.46

$ 255.95

$ 110.50

Family (salary over 40k)

$ 794.00

$ 366.46

$ 225.70

$ 140.75



Waiting Periods:
There is a 90-day waiting period for pre-existing conditions. The waiting period is waived for employees transferring from other medical coverage if they provide a "certificate of coverage" from the prior health insurance carrier and there was not a lapse in coverage of more than 63 days.


450 Riverchase Parkway East
P.O. Box 995
Birmingham, Alabama 35298-0001

Online at bcbsal.org

Customer Service:
1-800-292-8868 toll-free
E-mail Customer Service

Preadmission Certification:
1-800-248-2342 toll-free

Rapid Response:
(to order ID cards and claim forms)
1-800-248-5123 toll-free

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